SBA Lending

LCA is a direct, small-business lending institution that provides SBA loans to small businesses nationwide. We financing for a variety of uses, including acquisitions, real estate purchases, refinances, expansions and start-ups.


Proud to invest in America’s Small Business Owners

As a nationwide SBA Preferred Lender, LCA specializes in providing long-term, permanent financing to small businesses. The SBA loan program allows us to serve businesses that might not otherwise meet conventional loan requirements. Whether you need to start a new business or expand an existing one, we have the resources and lending experience.  LCA will work with you and determine the best solution to meet your unique financing needs.

The LCA team understands that by fostering the growth of small businesses in our communities, we can have an impact on job creation and preserving employment opportunities during these challenging economic times.

Request more information about an SBA loan from LCA!


Flexible Lending Terms

LCA offers SBA loans ranging from $300,000 to $5,000,000 with flexible lending options and terms to fit the needs of your business. All loans are fully amortized, with no balloons and no pre-payment penalties for loans under 15 years.

Real Estate acquisition, construction or refinance

with terms up to 25 years

Business expansion or acquisition

with terms up to 10 years

Working Capital, equipment or debt refinancing

with terms up to 15 years