Sales   |   3150 Livernois   |   Full Time


The Underwriter will review the creditworthiness of commercial credits (businesses and/or individuals) to determine the risk involved in extending credit. This position is the decision maker of whether or not the applicant can fulfill the requested debt obligation(s).


  • Evaluate credit risk on new equipment loan and lease applications with a ticket transaction range up to $5 million across a wide variety of industries.
  • Review, spread, and analyze business and personal financial statements and tax returns to identify the degree of risk involved in extending credit.
  • Perform due diligence on prospective and existing customers using various data sources.
  • Maintain expected turnaround time in fast-paced environment and with the ability to multi-task.
  • Possess a solid understanding of Experian, Trans Union, Experian Business and Paynet reports.
  • Ensure that decisions are in compliance with organization’s requirements/policies.
  • Ability to understand, identify and consider mitigants to credit exceptions.
  • Candidate will have approval authority and must maintain confidence and feel comfortable in decision making. Possess autonomy, must be able to work and make decisions with minimal supervision. Make independent business decisions and be creative in formulating appropriate solutions (e.g. structure, options, etc.).
  • Willingness to provide assistance to sales as well as other departments. Candidate will work closely and effectively with sales and documentation teams to resolve issues with applications or missing information.
  • Ability to interact with the customer throughout application process
  • Perform other related duties as assigned.


  • Excellent verbal and written communication skills.
  • Proficient in Microsoft Office Suite or related software
  • 5+ years commercial credit underwriting experience in Middle ticket transactions
  • Proficiency in financial statement analysis required
  • Self-motivated and detailed oriented with strong interpersonal, communication and organization skills
  • Experience in Commercial Real Estate Loans an added benefit

Bonus Points

  • Bachelor’s degree in Accounting, Economics, Finance, Statistics, or Mathematics preferred.
  • 5+ years commercial credit underwriting experience in Middle ticket transactions

About Us

LCA Group is committed to providing equal employment opportunities and maintaining a workplace for employees and applicants for employment that is free from discrimination based upon age, race, religion, color, disability, marital status, gender, national origin, ancestry, ethnicity, sexual orientation, gender identity or expression, genetic information, veteran or military status, or any other status protected by applicable federal, state, or local law.


Lease Corporation of America can offer a comprehensive salary, along with a 401(k) plan and a full suite of benefits, including paid time off, health, dental and vision insurance.

  • Comprehensive salary
  • 401(k) plan
  • Paid time off
  • Health, Dental and Vision insurance.
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