LCA’s co-founder, John B. Kemp, received degrees from the University of Michigan LS&A and Law Colleges. In 1963 he passed the Illinois Bar at the age…
As CEO, he is responsible for all aspects of the organization. Mr. Sugg joined LCA in April 2017. Prior to joining LCA, Mr. Sugg was the Chief Financial…
Jill Vogel is the President of Lease Corporation of America and COO of LCA Bank Corporation. Before being named President in March 2021, Jill has held…
Laura joined LCA Bank in 2008 as VP-CFO and became President in August 2018. During her tenure, she’s had a variety of responsibilities in bank administration,…
Erik currently serves as Chief Revenue Officer of LCA Bank as well as serving as a Director of the bank’s parent company Lease Corporation of America.…
Mr. Betenson has worked in the banking and financial services industries since 2010 and has held various roles in accounting, finance and treasury. He…
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LCA’s co-founder, John B. Kemp, received degrees from the University of Michigan LS&A and Law Colleges. In 1963 he passed the Illinois Bar at the age of 23. John worked for the Chicago law firm of Chapman and Cutler, where his practice was primarily trial work specializing in representing creditors for, among others, the Harris Bank and the FDIC as receiver of an Illinois Bank. After returning to Michigan in 1968 and being admitted to the Michigan Bar, John cofounded the law firm whose first two names were, and currently are, Kemp Klein in 1969. The firm recently celebrated its 50-year anniversary.
Over the years, John’s principal focus evolved primarily from trial work to contract negotiating and helping clients with their financing and strategic planning. In addition to practicing law, for almost a decade, John assisted the senior U.S. Senator from Michigan in the selection of federal judges and U.S. Attorneys.
In 1988, John co-founded LCA. He has served as Chairman of the Board of Directors for both LCA and its wholly-owned subsidiary, LCA Bank Corporation, a Utah bank, from their inceptions. LCA was founded with a limited base of assisting three copier dealers, located in Michigan, finance their sales.
As a result of solid performances by the LCA Group’s management teams, the LCA Group, throughout their 34-year history, has helped many hundreds of equipment vendors finance their sales and thousands of equipment users finance their equipment usage in virtually every U.S. state, as well as in Canada and Mexico. Recently, LCA Bank Corporation helped 820 companies obtain PPP loans when many other banks failed to service their needs.
As a result of all of these successful strategic efforts, the combined companies’ capital accounts have increased approximately 40 times from LCA’s capital base when formed in 1988.
As CEO, he is responsible for all aspects of the organization. Mr. Sugg joined LCA in April 2017. Prior to joining LCA, Mr. Sugg was the Chief Financial Officer at First Independence Bank in Detroit, MI. Before First Independence Bank, Mr. Sugg was at Paramount Bank in Farmington Hills, MI where he served at various times as CEO, President, and CFO. Mr. Sugg joined Paramount Bank in 1997 after serving as Chief Financial Officer for three years at Sterling Bank & Trust in Southfield, MI. Jeff began his career as a Senior Bank Examiner at the Office of Thrift Supervision. As a CFO at various banking institutions, Mr. Sugg has successfully developed and implemented several strategic and capital plans that have resulted in significant earning and common equity accretion. Specifically, at First Bank the strategic plan where the earnings improvement and capital stock restructuring resulted in over a 100% improvement in a less than two-year period to the book value of common equity.
Jill Vogel is the President of Lease Corporation of America and COO of LCA Bank Corporation. Before being named President in March 2021, Jill has held various roles during her 25 years with the organization. Most recently, Jill has been responsible for the operations of the organization with her oversight of Credit, Documentation, Customer Service, Collections and Information Technology. She also leads the team that provided Paycheck Protection Program loans to borrowers. She oversees the risk management monitoring, internal and regulatory audits as well as policy creation. As President, Jill takes on the role of leading the organization to the next level in its technology and offerings to its customers.
Jill holds a Bachelor of Business Administration degree from Walsh College. She has also earned the Certified Lease & Financial Professional designation.
Laura joined LCA Bank in 2008 as VP-CFO and became President in August 2018. During her tenure, she’s had a variety of responsibilities in bank administration, financial reporting, risk management and policy development. Prior to LCA Bank, Laura was a compliance examiner for the FDIC. Prior to that, she served as VP and CFO of Universal Financial Corp. (UFC), a Utah-chartered Industrial Bank owned by CitiGroup. She had a variety of roles, including financial reporting, compliance, developing a CRA Strategic Plan, and implementing a Sarbanes-Oxley-compliant self-assessment program. Prior to UFC, Laura was VP-Internal Audit for GE Capital Financial, a Utah-chartered Industrial Bank owned by GE Capital, where she developed relevant audit programs to better manage all areas of risk. Laura began her career as a financial institutions examiner for the Utah Department of Financial Institutions. Laura subsequently earned a Certified Internal Auditor designation.
Erik currently serves as Chief Revenue Officer of LCA Bank as well as serving as a Director of the bank’s parent company Lease Corporation of America. His role includes operating the bank’s lender finance program, capital markets and contributing to the sales and marketing team. In 2010, Erik co-founded Credibly.com and served as General Counsel. Credibly is a financial technology company that provides working capital to small businesses. In 2014, Credibly was ranked 35th on INC. Magazine’s list of 500/5,000 fastest growing privately-owned companies in the U.S. to date. Credibly has funded over $1.5 billion in small-business loans and advances. Erik graduated from Washington University in St. Louis and earned a J.D. from the University of Michigan Law School.
Mr. Betenson has worked in the banking and financial services industries since 2010 and has held various roles in accounting, finance and treasury. He joined LCA Bank as the CFO, bringing years of regulatory and banking experience from various banks. Most recently, Mr. Betenson was with First Electronic Bank, where he oversaw the accounting, treasury and FP&A functions, assisting the bank in achieving significant loan and revenue growth. Previously, Mr. Betenson held accounting and treasury positions with Comenity Bank and Comenity Capital Bank. He holds an MBA from the University of Utah and is a Certified Treasury Professional.
Most recently, Mr. Teucke was with UniFi Equipment Finance where he was responsible for leading the business development and sales effort for the equipment finance subsidiary of Bank of Ann Arbor. Previously, Mr. Teucke has served as the Technology Group General Manager at EverBank Commercial Finance (now TIAA Commercial Finance). Prior to EverBank he was the Managing Member of Capital Conduit Partners, LLC, a small-ticket independent leasing firm he co-founded to address underserved market segments in healthcare and renewable energy. He additionally served as Senior Vice President of Siemens Financial Services where he held a number of sales, marketing and corporate development roles. Mr. Teucke also has held leadership and sales positions in the captive finance unit of AT&T Capital Corporation and its successor organizations, Newcourt Financial and CIT. He also completed the AT&T Leadership Development Program and the Siemens Duke Fuqua School Corporate Education Training. Mr. Teucke obtained his Certified Lease & Finance Professional (CLFP) designation in 2018.
Mike Stone joined LCA Bank as SVP of SBA Operations in July 2022. With more than 20 years of experience in commercial finance, his career includes working with banks and non-bank lenders in a variety of roles: SBA Chief Credit Officer, loan origination, credit underwriting, and portfolio management. Mike enjoys working with small business owners and franchisees in a collaborative manner to understand their objectives and craft creative and practical solutions to meet their unique financing needs. A graduate of Southwestern University with a BA degree in Business Administration and a minor in Religion, Mike and his family relocated from Texas to Colorado in 2007. Mike has been involved with such organizations as the Hispanic Chamber of Commerce, RMA, IFA, and The Crossover Network. Outside of work, Mike enjoys the Colorado lifestyle with his wife, their two children, and their dogs. Mike is an avid sports fan and loves softball, skiing, hiking, fly fishing and losing golf balls.
John Bellini currently serves as General Counsel for LCA Bank Corporation and Lease Corporation of America. Prior to joining LCA, Mr. Bellini served as Bank Counsel for AAA’s The Auto Club Group beginning in 2016. During his time there, he not only represented the bank and its holding companies, but also provided representation and counsel for the company’s commercial real estate, insurance, corporate investment and membership affiliates and teams. Prior to joining AAA, John served as Senior Corporate Counsel at Rocket Mortgage (formerly Quicken Loans) for six years. In 1997, Mr. Bellini joined Paramount Bank where he served as General Counsel, Senior Vice President, Chief Administrative Officer and Chief Compliance Officer. Mr. Bellini began his career in the financial services industry at Sterling Bank and Trust where he held the titles of Director of Operations in addition to serving as President of Eagle Investment Services and Towne Center Insurance (affiliates of Sterling Bank and Trust). Over the course of his career, John has represented his clients in various financial institution/holding company regulatory matters as well as corporate governance, information technology, consumer compliance, employment, merger/acquisition, vendor management, corporate risk management, insurance, investment securities, commercial real estate, commercial finance and real property matters.
John received his Bachelor of Science Degree in Business Administration from Central Michigan University and his Juris Doctor Degree, cum laude, from the University of Detroit Mercy School of Law. John is a member of the Michigan State Bar, Michigan Compliance Officers Association and past member of the Michigan Bankers Association Compliance Committee.
Jason joined LCA in 2000 as an Accounts Receivable Specialist, and became the Accounts Receivable Team Leader in February 2018. Jason has over 20 years of experience in the leasing and equipment finance industry. Some of Jason’s responsibilities include closely monitoring the delinquency of LCA’s portfolio, loss mitigation, asset management and managing the Accounts Receivable Team.
Carrie joined Lease Corporation of America in October of 1997. She has held various roles during her 24 years with the organization and, for the last 18 years, has played an integral role on the documentation team serving as the documentation auditor and team supervisor. In 2018, Carrie was promoted to Documentation Team Leader at LCA and is responsible for overseeing the daily operations of the documentation team. She prides herself on keeping the team on track to hitting company goals. Carrie has earned the Certified Lease & Finance Professional (CLFP) designation.
Don handles litigation, bankruptcy accounts and special projects At Lease Corporation of America. Don started at LCA in March 2021. Don has over 25 years of experience in the equipment leasing and finance arena in the area of litigation, bankruptcy, loss mitigation, workout, negotiations, collections, skip tracing, locating assets and fraud investigation. Don has worked for various equipment leasing finance companies such as Advanta Bank Corporation, Leaf Commercial Capital, DeLage Laden Financial Services and Canon Financial Services.
Tammy has over 20 years of accounting experience and holds a Bachelor of Science degree in Accounting from Walsh College. Her background consists of working as an accounts payable clerk for a law firm in Rochester Hills and as a staff accountant at a busy CPA firm in Mount Clemens. In her prior roles, Tammy gained invaluable experience in auditing and providing accounting services for a variety of clients in a cross section of industries. Tammy first joined Lease Corporation of America in 2004 as a staff accountant, and learned how to apply her previous accounting experience to the world of equipment financing. In 2010, Tammy was promoted to her current position of Assistant Controller where she takes on a variety of responsibilities including closing month end, reconciling accounts, processing cost changes, terminating leases and providing yearly tax reporting information. In 2020 she was designated as a Team Leader in the accounting department, providing support to her team members and contributing to the success of her department. Tammy continues to expand her accounting skills and knowledge and in 2021 she earned the prestigious designation of Certified Lease and Finance Professional.
Violet joined Lease Corporation of America on June 01, 2015. Violet has a Bachelors in Business Administration and an Associates in Management degree from Northwood University. She has also earned the Certified Lease & Financial Professional designation. She presently oversees the Customer Care Team. Prior to her current role she worked on the Documentation Team for three years.
Kristin has 15 years of experience in the human resources field. As VP of Human Resources at Lease Corporation of America, she is responsible for all core areas of HR that include; recruiting, compensation, employee relations, benefits, retention and process improvement. Prior to joining LCA in 2016, Kristin held a variety of roles at Quicken Loans on the human resources team. She has successfully implemented new technology and processes within the HR department at LCA and her mindset that our team members are our biggest asset has lead us to change and growth within our teams to label us as elite.
Kristin is an active participant in SHRM.
Gary joined LCA Bank as Vice President of Sales in 2019. As a 35-year veteran of the equipment finance industry, he has held senior sales and leadership positions with both large bank-owned lessors, as well as independent and captive financing companies. Prior to joining LCA, he held the position of senior vice president and managing director at Sterling Bank Equipment Finance, and has significant experience in small-ticket vendor, middle-market direct origination and captive finance programs in a wide variety of industries. Gary began his equipment finance career in credit and operations, and also has expertise in syndications. He holds the Certified Lease & Finance Professional (CLFP) designation.
Veronica Madsen joined LCA Bank in October 2018 and became the Chief Compliance Officer (CCO) of the Bank in April 2019. Prior to joining LCA, Veronica trained state and federal examiners, as well as bank and credit union staff, on matters of regulatory compliance as CEO of ESTEE Compliance, served as the CCO at Credibly, and the Director of Regulatory Affairs and General Counsel at the Michigan Credit Union League. Veronica graduated from Central Michigan University and earned her J.D. at the University of Detroit Mercy School of Law.
Matt joined LCA Bank as Director of Marketing in 2012. With 30+ years in the marketing and advertising world, he has held leadership positions within ad agencies, including J. Walter Thompson, McCann Worldwide, Campbell-Ewald and Leo Burnett, as well for independent corporations. Over the past 10 years, Matt has been responsible for increasing the brand awareness of both Lease Corporation of America and LCA Bank Corporation. In addition, he has taken the social presence of both factions of the LCA Group to new levels, as well as securing two United States registered trademarks, myLEASE® and Financing You Can Trust®, the latter being the mantra of LCA.
Christina holds over 20 years of combined banking and leasing experience. In her role as CCO, she is responsible for the Bank’s credit risk management activities, including underwriting and approval and credit policy maintenance and related processes to ensure good quality of the overall portfolio. Her career began in 2000 as a credit analyst for PNC Bank (fka National City) serving middle and upper-middle market C&I and CRE transactions. In following years, she served as a senior analyst at Franklin Bank, focusing on commercial real estate. Prior to joining LCA in 2013, she held the title of Bank Officer at Oxford Bank, where she was strong support for C&I, CRE and REO portfolio management and oversaw all commercial credit activities, which included responsibility of the credit policy, commercial underwriting and approval, and credit administration. Christina holds a Bachelor of Business Administration degree with a concentration in Finance from Oakland University and a Master of Business Administration from Walsh College. She has also earned the Certified Lease & Finance Professional designation.
Dan has been in numerous sales roles over his 25 years with LCA. He began as an Account Executive and has held leadership sales positions while developing a prosperous book of business. His success led to directing a successful national accounts team ensuring positive brand association and benefit for all parties. Because of Dan’s extensive history with LCA, he is strategic in the adaptation and improvement of sales processes and management of the company's relationships and interactions with customers and potential customers. Currently, he is responsible for the organization and administration of Salesforce, LCA’s Customer Relationship Management system to streamline practices and improve profitability.
Kirsten, as Controller, is responsible for all accounting and tax operations. She also manages the corporate banking relationships, lease operations and the technology related to these areas. Kirsten is a Certified Public Accountant and utilizes her background in public accounting to streamline accounting processes and create appropriate controls. She effectively handles many financial, tax and regulatory audits. Prior to joining LCA, Kirsten was the Treasury Manager for Henry Ford Health System and an Audit Manager for Ernst and Young. Kirsten completed her Bachelor of Business degree for the University of Michigan.
Thomas is the Chief Information Security Officer of Lease Corporation of America and LCA Bank Corporation. Thomas has been with the organization since 2017 and has played a major part in restructuring and improving the Information Security, Incident Response and Disaster Recovery programs. He has also taken on the role of Team Leader of the Information Technology Department overseeing Network Administration and the company’s Help Desk, as well as being part of the Information Technology Steering Committee. Prior to joining LCA, Thomas held various leadership roles in information technology development and implementation in the United States and Europe for over 20 years. Thomas holds a Bachelor of Science in Information Technology Systems Security and Enterprise Support from the University of Phoenix.